Maryland HOA Laws

Md. Code, Real Property §11B (HOA Act)

Has HOA Statute

Complete compliance reference for Maryland HOA and condo boards. Below you'll find late fee limits, violation notice procedures, reserve study requirements, collection rules, and meeting mandates — all based on current state statutes.

15

Day Cure Period

15

Day Grace Period

5

Day Board Meeting Notice

Yes

Hearing Required

Late Fee Rules

Maximum Flat FeeNo statutory cap
Maximum PercentageNo statutory cap
Cap Typereasonable
Minimum Grace Period15 days
Interest AllowedYes
Max Interest Rate18% per annum

Per governing documents. Interest max 18%. Must be reasonable.

Violation Notice Rules

Written Notice Period15 days
Cure Period15 days
Hearing RequiredYes
Hearing Notice10 days advance
Certified MailNot required
Max Fine / ViolationNo statutory cap
ADR RequiredNo
StatuteMd. Code §11B-111.10

15-day cure period. Right to cross-examine witnesses at hearing. Written notice required.

Reserve Study Requirements

Study RequiredYes — by state law
FrequencyEvery 5 years
Funding WaivableYes — by owner vote
Budget DisclosureRequired
Visual InspectionRequired
StatuteMd. Code §11B

Reserve study required. Disclosure in resale packages.

Collection & Lien Rules

Lien AllowedYes
Min Days Before Lien30 days
Foreclosure AllowedYes
Pre-Lien NoticeRequired
Pre-Lien Notice Period30 days
Payment Plan RequiredNo

Assessment liens with prior notice.

Meeting Requirements

Board Meeting Notice5 days
Annual Meeting Notice14 days
Open MeetingsRequired
Minutes AccessibleRequired

Open meetings. Extensive owner rights.

General Compliance Notes

  • Maryland has a detailed HOA Act.
  • Strong owner protections including dispute resolution.
  • Extensive disclosure requirements.

Legal Disclaimer

This information is for general guidance only and does not constitute legal advice. HOA laws change frequently. Always consult a licensed attorney in Maryland for specific legal questions regarding your community.

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