Missouri HOA Laws

Mo. Rev. Stat. §448 (Condominium Property Act)

No Specific HOA Statute

Complete compliance reference for Missouri HOA and condo boards. Below you'll find late fee limits, violation notice procedures, reserve study requirements, collection rules, and meeting mandates — all based on current state statutes.

14

Day Cure Period

15

Day Grace Period

3

Day Board Meeting Notice

No

Hearing Required

Late Fee Rules

Maximum Flat FeeNo statutory cap
Maximum PercentageNo statutory cap
Cap Typereasonable
Minimum Grace Period15 days
Interest AllowedYes

Per CC&Rs. Must be reasonable.

Violation Notice Rules

Written Notice Period14 days
Cure Period14 days
Hearing RequiredNo
Certified MailNot required
Max Fine / ViolationNo statutory cap
ADR RequiredNo
StatuteCC&Rs

Follow governing documents.

Reserve Study Requirements

Study RequiredNot mandated
Funding WaivableYes — by owner vote
Budget DisclosureNot required
Visual InspectionNot required
StatuteN/A

No statutory requirements.

Collection & Lien Rules

Lien AllowedYes
Foreclosure AllowedYes
Pre-Lien NoticeNot required
Payment Plan RequiredNo

Per CC&Rs.

Meeting Requirements

Board Meeting Notice3 days
Annual Meeting Notice10 days
Open MeetingsNot required
Minutes AccessibleNot required

Per governing documents.

General Compliance Notes

  • Limited HOA-specific legislation.

Legal Disclaimer

This information is for general guidance only and does not constitute legal advice. HOA laws change frequently. Always consult a licensed attorney in Missouri for specific legal questions regarding your community.

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