Tennessee HOA Laws

Tenn. Code §66-27 (HOA Act) & §64-27 (Horizontal Property Act)

Has HOA Statute

Complete compliance reference for Tennessee HOA and condo boards. Below you'll find late fee limits, violation notice procedures, reserve study requirements, collection rules, and meeting mandates — all based on current state statutes.

14

Day Cure Period

15

Day Grace Period

2

Day Board Meeting Notice

Yes

Hearing Required

Late Fee Rules

Maximum Flat FeeNo statutory cap
Maximum PercentageNo statutory cap
Cap Typereasonable
Minimum Grace Period15 days
Interest AllowedYes

Per governing documents.

Violation Notice Rules

Written Notice Period14 days
Cure Period14 days
Hearing RequiredYes
Hearing Notice10 days advance
Certified MailNot required
Max Fine / Violation$50
ADR RequiredNo
StatuteTenn. Code §66-27-415

Notice and hearing required. Fine cap $50 per violation.

Reserve Study Requirements

Study RequiredYes — by state law
FrequencyEvery 5 years
Funding WaivableYes — by owner vote
Budget DisclosureRequired
Visual InspectionNot required
StatuteTenn. Code §66-27

Reserve study required per HOA Act.

Collection & Lien Rules

Lien AllowedYes
Min Days Before Lien30 days
Foreclosure AllowedYes
Pre-Lien NoticeRequired
Pre-Lien Notice Period30 days
Payment Plan RequiredNo

Assessment liens per statute.

Meeting Requirements

Board Meeting Notice2 days
Annual Meeting Notice10 days
Open MeetingsRequired
Minutes AccessibleRequired

Open meetings per statute.

General Compliance Notes

  • Tennessee HOA Act provides comprehensive framework.
  • Fine cap at $50 per violation.

Legal Disclaimer

This information is for general guidance only and does not constitute legal advice. HOA laws change frequently. Always consult a licensed attorney in Tennessee for specific legal questions regarding your community.

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