Washington HOA Laws

RCW Chapter 64.38 (Homeowners' Association Act)

Has HOA Statute

Complete compliance reference for Washington HOA and condo boards. Below you'll find late fee limits, violation notice procedures, reserve study requirements, collection rules, and meeting mandates — all based on current state statutes.

14

Day Cure Period

15

Day Grace Period

3

Day Board Meeting Notice

Yes

Hearing Required

Late Fee Rules

Maximum Flat FeeNo statutory cap
Maximum PercentageNo statutory cap
Cap Typereasonable
Minimum Grace Period15 days
Interest AllowedYes
Max Interest Rate12% per annum

Per governing documents. Interest max 12%.

Violation Notice Rules

Written Notice Period14 days
Cure Period14 days
Hearing RequiredYes
Hearing Notice10 days advance
Certified MailNot required
Max Fine / ViolationNo statutory cap
ADR RequiredYes
StatuteRCW §64.38.020

Notice and hearing required. Mediation available.

Reserve Study Requirements

Study RequiredYes — by state law
FrequencyEvery 5 years
Funding WaivableYes — by owner vote
Budget DisclosureRequired
Visual InspectionRequired
StatuteRCW §64.34.380 (condos)

Reserve study required for condos. Recommended for HOAs. Professional study every 3-5 years.

Collection & Lien Rules

Lien AllowedYes
Min Days Before Lien30 days
Foreclosure AllowedYes
Pre-Lien NoticeRequired
Pre-Lien Notice Period30 days
Payment Plan RequiredNo

Assessment liens per RCW §64.38.010.

Meeting Requirements

Board Meeting Notice3 days
Annual Meeting Notice14 days
Open MeetingsRequired
Minutes AccessibleRequired

Open meetings per statute.

General Compliance Notes

  • Washington HOA Act provides solid framework.
  • Separate condo act (WUCIOA) with stronger requirements.

Legal Disclaimer

This information is for general guidance only and does not constitute legal advice. HOA laws change frequently. Always consult a licensed attorney in Washington for specific legal questions regarding your community.

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