Illinois HOA Laws

765 ILCS 160 (Common Interest Community Association Act)

Has HOA Statute

Complete compliance reference for Illinois HOA and condo boards. Below you'll find late fee limits, violation notice procedures, reserve study requirements, collection rules, and meeting mandates — all based on current state statutes.

14

Day Cure Period

15

Day Grace Period

2

Day Board Meeting Notice

Yes

Hearing Required

Late Fee Rules

Maximum Flat FeeNo statutory cap
Maximum PercentageNo statutory cap
Cap Typereasonable
Minimum Grace Period15 days
Interest AllowedYes

Late fees per declaration. Must be reasonable.

Violation Notice Rules

Written Notice Period14 days
Cure Period14 days
Hearing RequiredYes
Hearing Notice10 days advance
Certified MailNot required
Max Fine / ViolationNo statutory cap
ADR RequiredNo
Statute765 ILCS 160/1-30

Notice and hearing required. Board must follow published fine schedule.

Reserve Study Requirements

Study RequiredNot mandated
Funding WaivableYes — by owner vote
Budget DisclosureRequired
Visual InspectionNot required
Statute765 ILCS 160

No mandatory reserve study. Budget must include reserve line item.

Collection & Lien Rules

Lien AllowedYes
Min Days Before Lien30 days
Foreclosure AllowedYes
Pre-Lien NoticeRequired
Pre-Lien Notice Period30 days
Payment Plan RequiredNo

Lien per CICAA.

Meeting Requirements

Board Meeting Notice2 days
Annual Meeting Notice10 days
Open MeetingsRequired
Minutes AccessibleRequired

Board meetings open. 48 hours notice.

General Compliance Notes

  • CICAA applies to most HOAs and condos.
  • Extensive record access rights.

Legal Disclaimer

This information is for general guidance only and does not constitute legal advice. HOA laws change frequently. Always consult a licensed attorney in Illinois for specific legal questions regarding your community.

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