Arizona HOA Laws

A.R.S. Title 33, Chapter 16 (Planned Communities) & Chapter 9 (Condos)

Has HOA Statute

Complete compliance reference for Arizona HOA and condo boards. Below you'll find late fee limits, violation notice procedures, reserve study requirements, collection rules, and meeting mandates — all based on current state statutes.

21

Day Cure Period

15

Day Grace Period

2

Day Board Meeting Notice

Yes

Hearing Required

Late Fee Rules

Maximum Flat FeeNo statutory cap
Maximum PercentageNo statutory cap
Cap Typereasonable
Minimum Grace Period15 days
Interest AllowedYes
Max Interest Rate18% per annum

Late fees must be reasonable and specified in CC&Rs. Interest capped at 18% per annum per A.R.S. §33-1807.

Violation Notice Rules

Written Notice Period14 days
Cure Period21 days
Hearing RequiredYes
Hearing Notice10 days advance
Certified MailNot required
Max Fine / ViolationNo statutory cap
ADR RequiredNo
StatuteA.R.S. §33-1803

Written notice required. Owner must have opportunity to be heard before fine. Fine schedule must be in CC&Rs or rules adopted per statute.

Reserve Study Requirements

Study RequiredNot mandated
Funding WaivableYes — by owner vote
Budget DisclosureRequired
Visual InspectionNot required
StatuteA.R.S. §33-1806

No mandatory reserve study. Board has fiduciary duty to maintain adequate reserves. Budget must be provided to owners annually.

Collection & Lien Rules

Lien AllowedYes
Min Days Before Lien30 days
Foreclosure AllowedYes
Pre-Lien NoticeRequired
Pre-Lien Notice Period30 days
Payment Plan RequiredYes

Must offer payment plan before lien. A.R.S. §33-1807 governs assessment liens.

Meeting Requirements

Board Meeting Notice2 days
Annual Meeting Notice10 days
Open MeetingsRequired
Minutes AccessibleRequired

Board meetings open to all owners per A.R.S. §33-1804. 48-hour notice for board meetings.

General Compliance Notes

  • Arizona has extensive HOA regulations under Title 33.
  • Planned communities and condos have separate but similar statutes.
  • Board members have fiduciary duties to the community.
  • HOA must maintain a website or provide documents upon request.

Legal Disclaimer

This information is for general guidance only and does not constitute legal advice. HOA laws change frequently. Always consult a licensed attorney in Arizona for specific legal questions regarding your community.

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